JIGSAW is a risk management firm that provides innovative solutions to help clients navigate through the ever-changing landscape of risks and uncertainties. Our commitment to our clients goes beyond providing well-crafted plans.
We walk with you throughout your journey, continuously fine-tuning our approach, giving you the flexibility to adapt as your circumstances and environment change.
As your steadfast partner, you can expect unwavering support when it matters most.
Our head office is located in Cape Town, with regional operations and presence in Gauteng, Kwa-Zulu Natal, and the Western Cape, providing comprehensive services across South Africa.
Our Vision
At JIGSAW, our vision is to be South Africa’s preferred outsourced Risk Administration and aligned services provider, designed to help and support you, the hard-working intermediary.
Our team is fuelled by enthusiasm, integrity and a deep commitment to meeting your needs while delivering professional and efficient service…every time.
Our unshakable dedication to excellence has allowed us to build strong and trusting relationships with our clients, and we’d love to be part of your journey to success.
Our Mission
Our mission is to safeguard our clients and secure their future by providing unparalleled risk protection and peace of mind. We believe in tailoring our innovative risk management strategies to fit your unique needs, rather than offering one-size-fits-all solutions.
With a focus on understanding your unique needs as an Advisor, our mission is to build a mutually beneficial partnership that lasts.
By blending expertise, fresh ideas, and cutting-edge technology into our products and services, we can offer you better rates and hassle-free risk solutions, from top-notch life and non-life insurance providers.
Our goal is to make your business interactions effortless taking care of the details and opening up new possibilities while giving you peace of mind and a competitive advantage.
We will empower you, the advisor, to make informed decisions, allowing you to shield your clients while pursuing your goals. We prioritise providing efficient and prompt professional services that save you precious time and valuable resources.
Our flexibility to adapt to changing demands, our innovative approach to getting things done, and the personal connections we have with our clients, are why Independent Financial Advisors choose us.
Our Values
Trustworthy
We believe in creating strong positive partnerships with our clients, built on trust and loyalty.
Trustworthy
We believe in creating strong positive partnerships with our clients, built on trust and loyalty.
Human-Centric
We prioritise people, using business processes that focus on empathy and understanding our client's needs.
Human-Centric
We prioritise people, using business processes that focus on empathy and understanding our client's needs.
Relevant
We offer clients advantageous products and services, including corporate solutions for small and medium-sized businesses.
Relevant
We offer clients advantageous products and services, including corporate solutions for small and medium-sized businesses.
Ethical
We work with integrity and in the client's best interest.
Ethical
We work with integrity and in the client's best interest.
Simplicity
We strive to make business operations smooth and efficient throughout the organisation.
Simplicity
We strive to make business operations smooth and efficient throughout the organisation.
Energetic
We aim to inject youthful and innovative energy into a traditionally rigid market, by focusing on fresh and creative thinking.
Energetic
We aim to inject youthful and innovative energy into a traditionally rigid market, by focusing on fresh and creative thinking.
Life can be full of unexpected surprises, and in a rapidly changing world, uncertainty becomes your constant companion. Navigating through risks can feel like solving a complicated and confusing puzzle. At JIGSAW, we’re experts at figuring out what could go wrong, making sure you’re prepared to handle whatever life throws your way.
For over four decades, we’ve delivered binder and administration outsource solutions to intermediaries and insurance companies. Our enduring dedication to these services existed before they were formally defined by legislation, demonstrating our extensive expertise in this field.
In 2018, JIGSAW was formed by the merger of two unique risk administration companies, with Hollard as a shareholder. Then, in July 2021, JIGSAW became an independently owned company, offering competitive products from a select panel of insurers.
Today, we oversee more than 1,700 schemes, serving a membership of over 77,000 insured individuals. As underwriting managers, we offer flexible, tailored solutions to meet our clients’ needs, drawing from a select panel of insurers.
As part of JIGSAW’s ongoing mission to deliver solutions that matter, the shareholders of JIGSAW saw a growing need for integrated support across both health and risk. To meet that need, we acquired a long-standing industry ally: TDMS.
Previously known as TD Administrative Services and later TDMS, this strong team has a long history and strong reputation in binder management and outsourced administration spanning more than 23 years. It was a natural fit. And so, effective 1 January 2025, TDMS officially joined the JIGSAW brand, now rebranded as JIGSAW Health and Risk Services, bringing new capability, deeper support, and the same service ethos you’ve come to expect.
JIGSAW Health and Risk Services, as a sister company to JIGSAW Financial Services, brings collective strength to deliver more opportunity, more flexibility, and more relevant solutions for YOU, the IFA, Employee Benefit Consultant, and Health Specialist.
In a world full of moving targets, changing regulations, shifting client needs, and tighter margins, it’s easy to feel like you’re constantly trying to solve a puzzle without all the pieces. That’s where JIGSAW Health & Risk Services comes in.
For more than 23 years this health and risk team has been delivering reliable, trusted and scalable binder and outsourced administration solutions to insurance companies and intermediaries alike. But we’re not just administrators, we’re your strategic partner, here to make your life easier and your business stronger.
Whether you’re an IFA, Employee Benefit Consultant, or Health Specialist, we bring a unique mix of operational muscle and human insight to help you offer more value, more choice, and more certainty to your clients. With JIGSAW, you get a team that understands your world, gets things done, and backs you so you can grow your business.
Let’s make the complex simple… together.
Being Part of Your Journey
As JIGSAW moves forward, we continue innovating, improving, and adapting our services to meet your evolving needs, while being at the forefront of the financial services industry.
If you’re looking for a company with a tremendous commitment to professionalism, transparency, and excellence while protecting what matters to you…
We look forward to serving you.
